The Penny Pinching Mum

  There comes a time in every family where we have to evaluate our spending and start looking out for the future. Times are tough and if we’re not careful, we’ll go through our savings only to end up back at square one. This blog will hopefully give you tips on how to create a family budget. Perhaps you haven’t yet been able to save and you feel as if developing a family budget is far too difficult. Well, as a working mother, I’m here to tell you that despite your expenses and the size of your family there are still ways to effectively budget, save money and make every pound stretch further than ever before. If you’re struggling to make ends meet at the end of every month, or you are falling into ever‐growing debt, now is the time to rework your finances so that you can improve your lifestyle and protect your family’s future. Regardless of your income, there are ways to cut corners and save money. Keep in mind that developing a family budget doesn’t mean that you can’t occasionally spl